Published November 1, 2026 in Market Update

Inventory is tighter in some parts of the Primary market than others

By Latryl Russell

Real estate, Primary market

Here is the one thing that changes what you should do right now. The Real Estate Data Aggregator counted supply as low as 1.9 months in one part of this market and as high as 11.7 months in another, for the three months ending August 31, 2026. Where you live shapes whether you hold the cards or the seller across the table does.

For context, the National Association of Realtors reported U.S. inventory at 1.60 million homes in September 2026. Our market is not one number. It is a range, and your ZIP code lands somewhere on it.

Supply by ZIP code: the full picture

The tightest end: Hurst and Keller

ZIP 76054 in Hurst had just 1.9 months of supply, according to the Real Estate Data Aggregator. That is the tightest reading in the market. Homes for sale there fell 28.3% from a year before. Sellers got 99.3% of their list price on average, and nearly 1 in 3 homes sold above list. Buyers in this ZIP may need cleaner, stronger offers.

ZIP 76244 in Keller was close behind at 2.4 months, per the Real Estate Data Aggregator. Supply there fell 0.4 months from a year ago. Homes for sale dropped 5.1%. More than 1 in 4 homes went under contract within two weeks of listing.

The loosest end: Kennedale

ZIP 76060 in Kennedale sits at the other end. The Real Estate Data Aggregator counted 11.7 months of supply there, up 7.5 months from a year ago. Homes for sale more than doubled, rising 105.4%. Only 20 homes sold in those three months. Sellers here may need more patience and sharper pricing.

The middle of the market

Most ZIPs in this market sit between 3 and 5 months of supply. That is a more balanced stretch. The Real Estate Data Aggregator counted 3,922 homes for sale across the full Primary market for the three months ending August 31, 2026, down 10% from a year before. Overall, 3,384 homes sold, up 3.5% from the same period in 2025.

ZIP 76131 in Fort Worth had 3.8 months of supply. There, 22.6% of homes went under contract within two weeks of listing, up 3.8 points from a year ago. ZIP 76137 in Fort Worth had 3.7 months of supply and the fastest two-week contract rate among the mid-range ZIPs, at 30.2%.

Speed tells a similar story

Days on market track closely with supply. The Real Estate Data Aggregator shows ZIP 76248 in Keller at 31 median days, one of the quickest reads. ZIP 76132 in Fort Worth was at 36 days, down 9 days from a year ago. At the other end, ZIP 76036 in Crowley sat at 82 days, up 17 days from last year.

What mortgage rates mean right now

Freddie Mac put the average 30-year fixed rate at 7.24% as of October 29, 2026. The 15-year rate was 6.60%. Realtor.com reported a U.S. median listing price of $414,000 for the week ending October 24, 2026. Rates at this level make pricing accuracy even more important, whether you are buying or selling.

One more thing worth knowing. These are ZIP code averages. One street can read very differently from the whole ZIP. A block with newer builds, a specific school zone, or a different price range can shift the picture meaningfully.